SAS Fraud Decisioning
SAS Fraud Decisioning on SAS Viya delivers real-time decisioning, customer service automation and predictive analytics underpinned by machine learning so you can quickly identify emerging fraud threats and attack vectors to reduce your risk exposure.
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Improve the customer experience while reducing friction
Reduce false positives by profiling behaviors using data across all transaction types for greater fraud detection accuracy on every transaction. Flexible, integrated context-driven alert triage and investigation capabilities support both manual and automated self-service options.
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Respond faster to threats
Profile, score and decision 100% of transactions in real time with in-memory processing that delivers high-throughput, low-latency response times in high-volume environments. This will ease the day-to-day response to fraud threats while minimizing delays.
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Gain a holistic view of data & events
Get an enterprisewide view of fraud monitoring and a complete customer view across all channels.
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Strengthen data integration
Connect separate internal and external data sources through flexible orchestration to enrich events with contextual channel insights.
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Improve your operational efficiency
Quickly implement machine learning models using champion-challenger, and develop new strategies that combine complex business rules, anomaly detection and decision making in one platform.
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Reduce your total cost of ownership
Get reliable, scalable and secure computing capacity through our cloud-native fraud solution to secure the future growth of your identity verification, customer authentication and fraud detection efforts.
Choose SAS: A leader in fraud detection & prevention
Detect payment fraud threats resulting from scams
Use industry-leading fraud analytics and machine learning to monitor payments, nonmonetary transactions and events to detect payment fraud, payment scams and social engineering.
Uncover money mules & funnel accounts in real time
Detect account takeover fraud before it exposes you to regulatory risk by monitoring both customer activities and account maintenance events as they are initiated across channels.
Catch synthetic fraud faster in new-to-bank relationships
Go beyond traditional identity verification and authentication to take immediate action when parts of an identity are suspected to be false.
Prevent check fraud loss & exposure
Quickly access all data relevant to making a risk assessment of a check transaction, including past customer activity, transaction details and check image analysis discoveries.
Avoid giving criminals access to more credit via application fraud
Prevent bust-out fraud before it arises by assessing the risk of new-to-bank credit applications with a lower referral rate and straight-through processing.
Stop accepting fraudulent e-commerce payments
Detect fraudulent commerce across merchants and third-party payment processors.
Maximize remote identity verification
Providers of third-party data are growing by using A/B testing of data and service providers, so you can deploy what works best in seconds.
Key features
Next-generation SAS Fraud Decisioning combines real-time data enrichment, orchestration and decisioning; model management, governance and development; rapid alert triage; case management; dashboards; and reporting – all on a cloud-native platform.
Cloud-native technology
Enable confident decisions, maximum value, faster outcomes and open integration. Meet changing business needs by scaling up for expansion and high-traffic peaks or scaling down to ensure optimized cost management.
Real-time profiling, scoring & decisioning
Build customer trust by profiling, scoring and decisioning transactions in real time with millisecond response time for immediate insight on how to respond. Defend against fraud loss while protecting customer loyalty.
Industry-leading advanced analytics capabilities
Industry-leading analytics techniques, including adaptive machine learning methods, identify emerging threats and automatically suggest new rules and scenarios in real time for the most accurate transaction risk assessment and better fraud management.
Flexible data orchestration
Orchestrate all internal and external data in a single solution, regardless of format or source. Get faster results from growing data volumes using in-memory processing. Easily integrate with case management and reporting systems.
Customizable data integration
Configurable data enrichment augments customer data, as wel as rules and decisions, using data from one or more third-party information providers. You can define your own path for how each incoming transaction is transformed, enriched and validated before being sent to the fraud management system.
Continuous approach improvement
Compare approaches to your identity strategy using champion and challenger models and A/B testing of data and service providers, so you can deploy what works best in seconds. Determine the effectiveness of new strategies through impact analysis so you can continuously improve your approaches and adapt to changes in consumer behavior.
