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Manage risk and streamline regulatory compliance

Risk management & compliance solutions

Embolden a risk-awareness culture. Optimize capital and liquidity. Meet regulatory demands.


Deliver better risk management software with confidence

Optimize risk-based decisions to improve financial performance while meeting regulatory demands and ensuring data consistency, transparency and complete traceability.

ALM and liquidity risk management

Improve insight into performance with comprehensive risk management and balance sheet integration.

Expected credit loss (IFRS9/CECL)

Transform compliance processes with a robust, transparent and efficient solution for expected credit loss modeling.

Model risk management

Increase business value and reduce model risk with clear, enterprise-level oversight throughout the model life cycle.

Risk modeling and decisioning

Create open, explainable models for regulatory risk in a controlled environment.

How SAS delivers award-winning risk management solutions

  • 80%

    Bendigo and Adelaide Bank moved 80% of the data involving the bank’s loan portfolio and credit risk assets into the SAS platform.

  • 500

    TD Bank uses SAS Model Risk Management to assess approximately 500 models, with each one requiring meticulous documentation and care.

  • 6x

    Intesa Sanpaolo enhances efficiency and meets stress-testing requirements six times faster with SAS Viya.

  • TowneBank creates a connected, cloud-based ecosystem for regulatory compliance.

    SAS Viya: The data and AI platform for your banking business

    Transform your banking process, create customer loyalty and stay ahead of regulatory changes with faster, more productive data and AI you and your customers can trust. 

    Recommended resources for risk management solutions

    White paper

    The Balance Sheet Risk Conundrum

    e-book

    Unifying Model Management Across the Bank

    White paper

    Modernizing Asset Liability Management

    E-book

    Real-Time Decisions in Banking: Fearless Decision?

    SAS is a leader in risk management solutions

    SAS ranks #2 overall in the prestigious Chartis RiskTech100®, 2025 – with 6 category wins.

    SAS is a Leader in Chartis RiskTech Quadrants for Asset Liability Management 2023 Report.

    SAS is a 10-year leader in model risk governance, according to Chartis.

    Featured Products

    Learn more about our best-in-class products for managing risk while meeting regulatory reporting requirements.

    • SAS for Risk Modeling & Decisioning | Powered by Azure

      Modernize risk across the organization with a trusted solution for managing analytical models and decision strategies.

      • Goes seamlessly from data preparation to development, deployment, decisioning and monitoring.
      • Uses unlimited, elastic cloud resources.
      • Automates key tasks to build better models faster.
      • Responds to risk bursting events in a timely manner.

      SAS Allowance for Credit Loss

      Address CECL and IFRS 9 requirements with a fully-governed, automated workflow.

      • Includes rule-based and post-model adjustment techniques.
      • Configurable attributes to explain provision changes and run what-if analyses.
      • Provides an orchestrated process with fully transparent and repeatable calculations.
      • Supports a wide range of models and engines.
    • SAS Asset & Liability Management

      Flexibly employ cash flow projection and valuation methods with the ability to add sophisticated behavioral models and custom cash flow logic in a cloud-native, modular and transparent solution.

      • Offers both static and dynamic balance sheet assumptions.
      • Provides scalable, resilient analytics.
      • Enables ad hoc analyses and fully automated daily production runs.
      • Provides a robust analytics architecture with built-in cash flow generation logic.

      SAS Model Risk Management 

      Significantly reduce your model risk, improve your decision making and financial performance, and meet regulatory demands with comprehensive model risk management.

      • Ensures data used is appropriately aggregated and effectively governed.
      • Provides complete document and workflow management.
      • Enforces appropriate signoffs, legal reviews and testing.
      • Tracks model usage and change management capabilities.