More than 70 percent of HDFC Bank's credit card portfolio is now from cross-selling
SAS offers an integrated environment that supports the end-to-end credit lifecycle, starting with loan origination all the way to account management, collection, and recovery.
What is End-to-end Credit Lifecycle Management?
SAS® Credit Lifecycle Management covers the full customer journey - from the first step in with the application until the debt is fully paid back or collected in the default case. The overall credit lifecycle can be broken down into five main steps corresponding to SAS modules
Why End-to-end Credit Lifecycle Management?
During the ongoing COVID-19 scenario, managing the credit lifecycle efficiently and dynamically will be the differentiator. Both revenue increase and cost reduction heavily depend on the effectiveness of how the credit lifecycle is being managed.
As a trusted partner to many financial institutions, SAS can help to complete the digital transformation and support establishing an effective Credit Lifecycle Management.
What SAS® Credit Lifecycle Management (SAS® CLM) brings for your business?
Automate the entire credit workflow and bring analytics to the specific credit management tasks. SAS®CLM framework utilizes advanced SAS machine learning and artificial intelligence algorithms, modeling laboratory environment, real-time decisioning engine, data analysis, visualization, and reporting platform, best practice business methodologies and much more.
What is End-to-end Credit Lifecycle Management?
SAS® Credit Lifecycle Management covers the full customer journey - from the first step in with the application until the debt is fully paid back or collected in the default case. The overall credit lifecycle can be broken down into five main steps corresponding to SAS modules
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