Intelligent banking: The future ahead

Banks have long weathered macroeconomic shifts, wars, political transitions, rising financial crime and a complex global regulatory landscape. Today, these forces are hitting harder and faster, creating volatility not seen in decades.

This Economist Impact report identifies the forces poised to reshape the global banking and financial services industry over the next decade and the strategies banks must adopt to remain competitive.

Based on a survey of more than 1,700 senior industry executives from 18 countries, this report examines:

• How banks are balancing the risks and potential rewards of AI.
• What strong data governance can do to ensure security and accountability.
• Why most banks see new regulations as enablers of innovation rather than obstacles.
• Five strategies banks must prioritize now to transform technology challenges into competitive advantages.