Creating a more effective risk modeling and decisioning strategy: A guide for innovation

Despite the clear benefits of modern risk modeling and decisioning, many financial institutions around the world still struggle to break free from legacy processes. Future competitiveness in banking will depend on adopting strategic, state-of-the-art approaches to risk management – where advanced technologies like AI play a key role.

This white paper explores the challenges banks face with current risk modeling and decisioning strategies and outlines practical ways to improve them, ultimately enabling more profitable and lower-risk decisions.